If you’re lying awake at night wondering whether your 401(k) will bounce back, how you’ll pay off your student loans, or whether that “great deal” on a summer trip was actually a financial mistake—you’re not alone. A recent CNBC poll found that 73% of Americans are financially stressed, and more than two-thirds of them cite tariff uncertainty and rising prices as the primary triggers. What’s more striking is that this anxiety isn’t limited to those living paycheck to paycheck. Even high earners and homeowners report feeling like their financial stability is built on sand. And while the personal finance world often tells us that “more money” is the answer, the…